Sveta Cross

Let’s talk loans…to me, they’re not just numbers on paper, they’re a strategy, a puzzle, and sometimes even a little adventure in finance. I am often told by my borrowers, I don’t just “see” loans like other loan originators. Where most people see forms and deadlines, I see how your down payment, closing costs, and debt can be structured to work in harmony, setting you up not just for today’s purchase, but for the long game.

Real estate and mortgages have been my bread and butter (and jam) for 15+ years. Over that time, I’ve guided clients through everything from first homes to 4-plex investments, with an eye not just on getting a deal closed, but on building wealth with clarity and foresight. Somewhere along the way, I ended up in the Top 1% of Mortgage Originators nationwide, not because I chased or care about awards, but because I genuinely loves helping clients make their money stretch smarter and go further.

We live in Eagle River, along with a trio of tail-wagging fur babies. I am an audiobook enthusiast and dog mom with a serious knack for real estate, investing, and a zest for personal & spiritual growth. When the workweek winds down, you'll find me mountain biking, exploring Alaska on a side by side, hitting tennis balls, sharing my real estate wisdom, enjoying a cuddle fest with my pups, and laughing at my husband's jokes (even the bad ones).

As a local broker, I’ll shop your loan across multiple lenders to make sure you get the best rate and terms to save you money and make sure we close your loan fast and on time. If you’re ready for a mortgage that actually fits your goals, I’m here to help.